CareCredit is a healthcare credit card designed to spread out the cost of both human and veterinary care. With flexible monthly payments and special financing options—including no-interest plans if balances are paid within the promotional period—CareCredit makes it easier to manage both the expected and the unexpected parts of pet ownership.
You can apply online in minutes and use your card the same day you’re approved.*
No. Applying is free, and you’ll only pay based on the financing terms you choose.
Pre-approval uses a soft credit check, which doesn’t affect your score. A hard inquiry only happens if you open an account.
Yes, CareCredit is accepted at many veterinary clinics, specialty hospitals, and even human healthcare providers across the country.
Pet insurance can be a great way to plan ahead, but sorting through providers can feel overwhelming. That’s where Pawlicy Advisor comes in. This free tool compares policies from top-rated insurance companies and provides customized recommendations based on your pet’s age, breed, and health history. With clear side-by-side comparisons, Pawlicy Advisor takes the guesswork out of finding the right coverage.
Generally, no. Some providers may consider coverage if your pet has been symptom-free for a specific period.
Yes. Many insurers accept older pets, though premiums may be higher and coverage more limited.
Some plans offer wellness add-ons for things like exams, vaccines, and dental cleanings, while others only cover accidents and illnesses.
